You don’t want insurance companies to pay fraudsters – especially if they’re using your premium

Have you contributed to Madoff’s legal defence costs? Not all insurance disputes should be won by the insured, especially if they are fraudulent. Usually I’m furious when I hear that an insurance claim has been declined. This time I was pleased;...

Professional Indemnity Insurance – Discover how to avoid losses

Professional advisers are not always protected by their insurance Want to know why some indemnity insurance claims are declined? I have two examples of claims being declined, one more extreme than the other, yet both prove small errors can prove costly. And I’m...

Discover how your business network can help your clients

Your network can help you keep clients as well as find new ones Here’s a simple way to add value to your product or service. From time to time your clients will reach the limit of your product or service. With a good sales and marketing process you will have...

Business Insurance has a hidden weakness – does your policy protect you properly?

Insurance claim departments are taking a hard nosed approach – make sure you’re covered I recently heard about three businesses who have been robbed of £250,000 assets and their company insurance is not paying out. Today, I heard about another case of a business...

Want to secure cashflow despite bad luck?

Fire risk assessments are not exactly high on the list of priorities for everyone. Some small businesses might think fire evacuation procedures are not important. So spare a thought for the business owner in Scotland who didn’t think a fire would ever affect his...

Can contractors insurance enhance a reputation?

Here’s a brief explanation of how accidents can happen, the benefits of quality service and how reputations can be enhanced when bad luck turns up. There seem to be a lot of people damaging windows in Bond Street these days. Not all of them are sinister....

Health & Safety Inspections – coming soon?

On the spot fines following these inspections have been increased to £20,000. Find out if your business is at risk and review our 7 free top tips on Health and Safety on our Top Tips page. There are three reasons why you may hear from the health & safety...

Insurers tighten their belts on business claims

Jason Cobine of insurance brokers Cobine Carmelson explains why insurance companies decline business interruption claims and offers tips on how accountants can secure the proper payment for their clients. It’s not exactly news that insurance companies inspect...