Do you feel that your insurance needs fall through the gaps? They aren’t covered in a drop down menu. You need help with a bespoke insurance service, not a ‘catch all’ policy. Is your insurer turning their back on you? Our client’s...
We often get asked ‘Why do I need cyber insurance?’. And ‘What level of cyber insurance do I need?’. The obvious answer is that you may hold data that you need to keep your business running smoothly; data that is essential, is...
Is your broker right for you? Your broker has to treat you fairly by law. Their loyalty should lie with you and not with the insurance companies. They should be transparent and fair in their dealings with you, but we find this isn’t always the case. Here are...
Insurers take a dive – FCA referee gives them the yellow card The FCA hearing about Business Interruption insurance claims is this week 16th -20th. You can see the minute detail of what is being appealed here. Insurers took a metaphorical “dive” when Covid...
The FCA hearing results were good news for policyholders. Yet the results were words and deeds are yet to happen. Insurers were supposed to update their policyholders of what the results meant within 7 days. Even though few fans are allowed at sports events, I can...
This article is about changes to insurance policies that will leave an unlucky few to deal with legal issues relating to illnesses that insurers would have dealt with pre Covid. Welcome back, or if you’re new here contact us and tell us if you want insurance tips, new...
The Financial Conduct Authority (FCA) case concludes this week (on 30th July) and one of the defendants has said that the case would bring the matter to a close, they would abide by the final rulings. I hope they don’t launch an appeal if they don’t get their...
We’ve had a lot of clients trying to claim for covid and we’ve seen insurers try lots of tactics to wriggle out of paying covid claims. So what tactics are insurers using when trying to avoid paying? The general “we can’t afford it” fell on deaf...
This blog highlights actions being taken by the FCA against insurance companies and their efforts to encourage fair treatment for customers claims. We include a link to take a peak into the proceedings. Unprecedented times call for similar measures. The Financial...
This blog is about the lengths some insurers go to, to avoid paying out. We discuss what the industry are now doing about it and how you can avoid it happening to you or someone you know. You may have heard that some insurers, including the one I once thought, yet now...
