Why Do You Need Cyber Insurance?
We often get asked 'Why do I need cyber insurance?'. And 'What level of cyber insurance do I need?'. The obvious answer is that you may hold data that you need to keep your business running smoothly; data that is essential, is sensitive and/or data you hold...
Is Your Broker Right For You?
Is your broker right for you? Your broker has to treat you fairly by law. Their loyalty should lie with you and not with the insurance companies. They should be transparent and fair in their dealings with you, but we find this isn't always the case. Here are some...
Give insurance divers a well deserved red card
Insurers take a dive – FCA referee gives them the yellow card The FCA hearing about Business Interruption insurance claims is this week 16th -20th. You can see the minute detail of what is being appealed here. Insurers took a metaphorical “dive” when Covid...
Insurers wouldn’t push their clients off a cliff, would they?
The FCA hearing results were good news for policyholders. Yet the results were words and deeds are yet to happen. Insurers were supposed to update their policyholders of what the results meant within 7 days. Even though few fans are allowed at sports events, I can...
Insurers shaft punch drunk policyholders
This article is about changes to insurance policies that will leave an unlucky few to deal with legal issues relating to illnesses that insurers would have dealt with pre Covid. Welcome back, or if you’re new here contact us and tell us if you want insurance tips, new...
Trapped by jargon – Hearing decides fate of policyholders
The Financial Conduct Authority (FCA) case concludes this week (on 30th July) and one of the defendants has said that the case would bring the matter to a close, they would abide by the final rulings. I hope they don't launch an appeal if they don’t get their own way....
