Imagine investing in a stunning, high-end outdoor kitchen—only to have it destroyed overnight by a storm. Not through any fault of your own, but because a neighbour’s tree came crashing down on it. This was exactly the situation one of our clients faced. And it’s a...
When we start working with a new client, we always stress one thing: contact us immediately if you experience any incident or situation that could potentially lead to an insurance claim. This is not just a suggestion—it’s crucial for protecting your interests and...
Insurance Premiums: When the Increase Isn’t Justified Insurance premiums do rise from time to time—but there should always be a clear, valid reason. Unfortunately, too often we see insurers increasing costs without explanation, sneaking in new endorsements, or simply...
Why Communication and Support Matter When It Comes to Insurance Renewals When it comes to insurance, many businesses assume that their insurer is always working in their best interests. Unfortunately, as our client recently experienced, that’s not always the...
Leaseholder Insurance: The Hidden Practices Costing You Thousands At Cobine Carmelson, we’ve been raising awareness for years about the unfair practices in the property insurance sector—particularly affecting leaseholders, property owners, managing agents, and...
