What is the dirty little secret of Insurance? Part 2

by | Apr 12, 2012 | Categories: Insurance Blog | Tags: , , , , ,

I’ve previously posted how your legal expenses cover probably allows you to take action against anyone except your insurance company. The second in this series moves us all towards the sticky wicket of Health and Safety. This week I write about why legislation...

Business owner deflated by sinister claims tactics – Part 2

by | Mar 27, 2012 | Categories: Insurance Blog | Tags: , , , , , , ,

This is the second part of a two part blog about another dirty little secret of insurance. The attempted application of this one even shocked me, and I’ve had 21 years experience of exposing their secrets. You can read part one here. Read on to find out how this...

Business owner deflated by sinister claims tactics – Part 1

by | Mar 9, 2012 | Categories: Insurance Blog | Tags: , , , , , , , ,

This blog is about another dirty little secret of insurance. The attempted application of this one even shocked me, and I’ve had 21 years experience of exposing their secrets. Read on to find out how this scenario unfolded, how the secret affects both businesses...

What is the dirty little secret of Insurance?

by | Nov 1, 2011 | Categories: Insurance Blog | Tags: , , , , , ,

There are hidden clauses that loom large in policy documents and some are more sinister than others. Here I explain what the secret is, why it is dirty and how it’s still a secret. Welcome back, or if you’re new here sign up to our RSS feed to receive...

Solicitors frustrated by broker tactics

by | Aug 23, 2010 | Categories: Insurance Blog | Tags: , , , , , , ,

Now silly season is upon us, I thought I would update you on what is actually happening in the solicitor’s indemnity market. I know quite a few solicitors and I understand their frustrations. Rather than wax lyrical, I’m going to stick to the good, the bad...

Litigation expenses insurance – Before or after?

by | Jul 26, 2010 | Categories: Insurance Blog | Tags: , , , , , ,

Insurance for legal expenses has evolved along with CFA’s. Client’s may prefer the new “hybrid” offerings that allow them to pay later. Timing is of the essence and there are ways to attract the most favourable rates. Insurance as an investment Appropriate...

Solicitor’s professional indemnity concerns

by | Jul 6, 2010 | Categories: Insurance Blog | Tags: , , , , ,

Some solicitors are still punch drunk from last year. With fewer insurance companies offering cover this year solicitors need more help than ever. Some are rolling with the punches, others have already given up. Here are the options including the good bad and ugly....

You don’t want insurance companies to pay fraudsters – especially if they’re using your premium

by | Feb 15, 2010 | Categories: Insurance Blog | Tags: , , , , , ,

Have you contributed to Madoff’s legal defence costs? Not all insurance disputes should be won by the insured, especially if they are fraudulent. Usually I’m furious when I hear that an insurance claim has been declined. This time I was pleased;...

Professional Indemnity Insurance – Discover how to avoid losses

by | Jan 25, 2010 | Categories: Insurance Blog | Tags: , , , , , , , ,

Professional advisers are not always protected by their insurance Want to know why some indemnity insurance claims are declined? I have two examples of claims being declined, one more extreme than the other, yet both prove small errors can prove costly. And I’m...