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When A Work Phone Gets Stolen

When A Work Phone Gets Stolen

by Jason Cobine | Mar 18, 2026 | Categories: Insurance Blog | Tags: business insurance, Insurance Broker, mobile phone insurance

When a Stolen Phone Doesn’t Mean Interruption to your Business Losing a work phone can feel like a small disaster—especially when it contains important contacts, emails, and access to business systems. For one of our clients, this became a reality when an employee’s...
Why contractors must take responsibility for their own insurance

Why contractors must take responsibility for their own insurance

by Jason Cobine | Jul 21, 2025 | Categories: Insurance Blog | Tags: Contractors Insurance, insurance, Insurance Broker, Risk

 Contractor Insurance, Accountability, and Risk for Businesses   In today’s evolving freelance economy, contractors are everywhere—from IT and marketing to trades and consulting. Many of them left traditional employment behind to become self-employed...
Open for Business?

Open for Business?

by Jason Cobine | Jul 16, 2025 | Categories: Insurance Blog | Tags: Business Development Managers, business insurance, business interruption, Insurance Broker, Insurance Claims

The Truth About Conversations with Insurance Business Development Executives   At Cobine Carmelson we’ve had numerous conversations with business development executives in the insurance industry—individuals who are often tasked by their insurers to generate more...
Are your Policies offering fair value?

Are your Policies offering fair value?

by Jason Cobine | Sep 29, 2023 | Categories: Insurance Blog | Tags: FCA, Insurance Broker

When looking for insurance services, how do you know that the policies you choose offer fair value? An experienced insurance broker can help you understand the terms and conditions of your policy, so that you can ensure that you get the coverage that meets your needs...
Bespoke Insurance Service – Is That Possible?

Bespoke Insurance Service – Is That Possible?

by Jason Cobine | Nov 29, 2021 | Categories: Insurance Blog | Tags: Insurance Broker

  Do you feel that your insurance needs fall through the gaps?  They aren’t covered in a drop down menu.  You need help with a bespoke insurance service, not a ‘catch all’ policy.  Is your insurer turning their back on you?  Our client’s...
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