What is the dirty little secret of Insurance? Part 2

I’ve previously posted how your legal expenses cover probably allows you to take action against anyone except your insurance company. The second in this series moves us all towards the sticky wicket of Health and Safety. This week I write about why legislation...

What is the dirty little secret of Insurance?

There are hidden clauses that loom large in policy documents and some are more sinister than others. Here I explain what the secret is, why it is dirty and how it’s still a secret. Welcome back, or if you’re new here sign up to our RSS feed to receive...

Business Insurance has a hidden weakness – does your policy protect you properly?

Insurance claim departments are taking a hard nosed approach – make sure you’re covered I recently heard about three businesses who have been robbed of £250,000 assets and their company insurance is not paying out. Today, I heard about another case of a business...

Want to secure cashflow despite bad luck?

Fire risk assessments are not exactly high on the list of priorities for everyone. Some small businesses might think fire evacuation procedures are not important. So spare a thought for the business owner in Scotland who didn’t think a fire would ever affect his...

Can contractors insurance enhance a reputation?

Here’s a brief explanation of how accidents can happen, the benefits of quality service and how reputations can be enhanced when bad luck turns up. There seem to be a lot of people damaging windows in Bond Street these days. Not all of them are sinister....