How can you reduce your liabilities?

This article is about liability, sometimes “called” indemnity, how to reduce it, why it is required and how do you work out what yours is? It’s a long one yet winning contracts with unclear liabilities can lead you to long unfulfilling journey....

Advisers “advice” drops client in it

This article about how insurances with the same “brand name” can look the same to the untrained eye, how pressure to provide quotations often stresses brokers, how lucrative industries carry the highest risks, and how you can reduce them. Welcome back, or...

I know who did it

This article is about why people insure their equipment, what happens when it’s stolen, and how do you prevent it. This is a salutatory tale about people who rely on their equipment to do business and find that others have their eyes on it for other purposes....

Insurers pay one claim but not the other

This article is about how insurance companies often make odd decisions. Here’s an example of how one insurance company refused to pay a claim that another department had already agreed to pay, the delays it causes, and what you can do about it. Welcome back, or...

Landlords lord it over leases

Small print, in leases, that is rarely read, can lead to insurance problems, uninsured losses of occupants and confusion over who pays for what when thieves target leased or serviced offices. Welcome back, or if you’re new here sign up to our RSS feed to receive...

Warped Speed Decks Designer

This article is about how fads can cause problems, how items go out of fashion quickly and what happens when someone supplies a product that doesn’t stand the test of time. Welcome back, or if you’re new here sign up to our RSS feed to receive insurance tips,...

Tailor-made insurance

This article highlights why it makes sense to review the risks a business faces, check that insurance policies are fit for purpose and what can happen if this is not undertaken regularly. Welcome back, or if you’re new here sign up to our RSS feed to receive...