Travel for business is rarely pleasurable

Posted by 20 December, 2013 Email This Post Email This Post Print This Post Print This Post

Recently a intern from the United States got appendicitis while he was seconded to us. This article highlights the inconvenience this causes to an individual, the business, and everyone.

Welcome back, or if you’re new here sign up to our orange RSS button to the top right of this page to receive insurance tips, new posts, plus details of events and promotions that could help you or your network reduce the risks facing their organisation.

Knowledge is not power every time


Stephen had majored in bio mechanics. It didn’t stop him coming a cropper when his body decided to give out whilst in the UK. He had never had issues with his stomach before, and who knows what actually caused his appendix to grumble. No one was more shocked than he, when he was told he needed a surgical intervention. To say I was shocked was an understatement. The people who look after him called me to say that he had been hospitalised and that he wouldn’t be able to work for 48 hours.

Little did we know, this was just the start of his problems. The first thing to consider when an employee falls ill is their welfare. Fortunately, we have the NHS, and I knew Stephen would be well looked after. However, after he had been stabilised the boredom set in, and his real nightmare began.

Completing projects benefits everyone


Stephen wasn’t exactly overjoyed when his mother arrived. Who can blame her, she was really worried about her still teenage son. However, Stephen was more concerned about his father and brothers, who would, at first, starve for a few days. His other concern was that they would give him a lot of grief for removing their carer for a few days. When it became evident that doctors were too quick to discharge Stephen, he headed back to A&E with an issue that could not have been related to his missing appendix. The doctors were more concerned this time, as surely, they hadn’t removed his appendix for nothing.

It was at this time that Stephen became extremely apologetic and was more than a bit miffed. He had intended to show that he was not a one trick pony, by completing a project that we had agreed upon before he arrived in the UK. It was evident that he would be able to start the project, but certainly not complete it. So after the welfare of a sick employee is resolved, there is still the lost time and productivity to think about.

Why do clients trust us with their travelers?


Usually I’m dealing with clients whose staff have been taken out of action whilst they are abroad. The things that have happened recently include someone in the USA cutting their hand on a tin of beans (I kid you not!) and had been relieved of $4,000 by US hospitals. More pressing was the cost of the employee who had to be sent to replace them. The presentation they could not complete still had to be delivered on time. Don’t even get me started on the issues that clients had with a volcanic ash a few years ago. That was the week when everyone who thought that it would never happen to them, realised that it had. The one issue a client raised with me that I thought would never happen, is probably the most tragic I have ever been involved with.

Luckily, I did not have to deal with the issue on the day it arose. Before I ran my own business I worked for brokers who spent a lot of time working with charities. Imagine my horror to hear on the news one day that a young person had been attacked by a polar bear whilst on a field trip in an inhospitable region. Your thoughts turn to the family of the injured at times like that.

There was a fatality in this case, yet I was also certain that the emergency assistance that I had arranged for this particular charity had the resources, including helicopters, to make sure that everyone on the ground was helped as soon as possible, and that the students were spirited away from the area as soon as was practical. I also know that a counselling service was available for those traumatised by the issue. It’s not often someone in my industry can take pride when something goes wrong. You really, sincerely, hope it never does. Yet knowing what you have done professionally has helped people personally is what we strive for.

Wrap Up: Some of my clients go as far as covering the holiday travel arrangements of their staff, as they don’t want them to be left stranded in a foreign clime because their personal travel arrangements fell apart. If you run a tight ship then all of your staff are absolutely necessary, you don’t want to be without them for a few days just because a travel insurance company decides to wriggle out of their promise to get all travellers home when they need to be back.

Top Tip: Planning for the worst might seem pessimistic, but it pays to be prepared. Make sure you are covered for every eventuality – if you can imagine it it can happen.

or subscribe to receive new posts via email or using RSS
Categories : Accountants Insurance,After The Event,All Risks Insurance,Building Contractor,Business Insurance,Company Insurance,Contractors Insurance,Customer Service,Design Insurance,Domian name protection,General Requirements,Health & Safety,Intellectual Property Insurance,Legal expenses insurance,Liability Insurance,Litigation expenses insurance,Patent Insurance,Personal Insurance,Solicitors indemnity,Solicitors insurance,Trade,Trade Secret Protection,Trademark Insurance,Uncategorized Tags : , , , , , , , , ,


No comments yet.

Leave a comment