Insurance Blog

Have you got All Risks insurance?

The insurance definition of unattended items is a tricky one. Believe it or not this case history was made in the 1960’s when a sales rep left his car in a layby on A road. Then watched with disbelief as his car was driven off and his samples were stolen. The judge...

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Health and Safety

Discover how to help your business before your neighbours suffer a catastrophe Did you know insurance claims don't always get paid when health and safety investigations are underway? There are four companies being prosecuted for H&S failures following the Buncefield...

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Insurance Myths – Part 4

To claim or not to claim I'm often told that businesses have been advised not to make insurance claims because premiums will go up. This is certainly true in some cases yet I feel that analysing trends is the most appropriate way to work out if an incident will lead...

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Insurance Myths – Part 3

Here’s some handy tips to combat workplace stress Not all employers’ liability policies cover all types of stress claims because stress is not an illness or an injury. Stress is a modern buzzword for allsorts and you probably have a very simple way of helping anybody...

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Insurance Myths – Part 2

Employers often ask why insurance companies pay the wrong employee claims. The answer may be that it’s cost effective. Why incur court costs when you know the claimant will accept less than the cost of mounting a defence? The other answer is that sometimes they have...

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