Insurance Blog

Health and Safety

Discover how to help your business before your neighbours suffer a catastrophe Did you know insurance claims don't always get paid when health and safety investigations are underway? There are four companies being prosecuted for H&S failures following the Buncefield...

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Insurance Myths – Part 4

To claim or not to claim I'm often told that businesses have been advised not to make insurance claims because premiums will go up. This is certainly true in some cases yet I feel that analysing trends is the most appropriate way to work out if an incident will lead...

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Insurance Myths – Part 3

Here’s some handy tips to combat workplace stress Not all employers’ liability policies cover all types of stress claims because stress is not an illness or an injury. Stress is a modern buzzword for allsorts and you probably have a very simple way of helping anybody...

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Insurance Myths – Part 2

Employers often ask why insurance companies pay the wrong employee claims. The answer may be that it’s cost effective. Why incur court costs when you know the claimant will accept less than the cost of mounting a defence? The other answer is that sometimes they have...

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7 Mistakes Made Making Insurance Claims

Discover common mistakes that you should try and avoid and get your claims paid or defended Failure to report immediately. You might hope the problem will go away and by not reporting it your rates might not increase. The former is possible yet the latter is unlikely....

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