A communications consultant asked us to provide clear advice regarding his liabilities and options from insurance companies that were prepared to defend him. The main concern were contract conditions that indicated they may be asked to provide compensation if they made an error or omission.
Various insurance companies were approached and the terms and conditions of their policies were explained to the client. They choose a policy that provided cover for defending allegations of errors and paid any compensation that may be awarded.
The professional indemnity policy we arranged complimented the office insurance which we were asked to handle to ensure they had one point of contact for all queries. The office policy covers contents, communications equipment and computers away from the office, public liability and employers’ liability.